Dear Investor:

The volatility that returned to the markets in the first quarter continued, albeit at lower levels, ultimately giving way to a back and forth market which pushed the Russell 2000 and S&P 500 up +7.8% and +3.4%, respectively. Together these results put our Small / Large Blended Benchmark +6.7% for the quarter. Choice Equities Fund (CEF) posted another solid quarter, up +8.4% and +6.9% on a gross and net basis. We are pleased to build on our strong start to the year and believe the portfolio and recent additions offer continued bright prospects for further appreciation.

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