S&C Messina Capital 2016 Letter: Value In Insurance

To My Partners,

As of December 31, 2016, the partnership was up 23.16% YTD versus 11.96% YTD for the S&P 500.
This represents an outperformance of +11.20% YTD. As we outperformed the S&P 500 by more than
11%, we had a good year in 2016. However, we put little weight into our performance over such short
time periods. Our goal remains the same: we wish to outperform the S&P 500 by at least 2% each year on
an annualized . . .

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